is a crime, which occurs when someone is using your personal
information without your permission to commit fraud or
other illegal acts. Identity Theft is serious!
Over 10 million
individuals have their identity stolen each year.
Identity Theft Happens:
Phishing and Pretexting
Obtaining Data from Businesses & Institutions
of Identity Theft:
receive expected bills or other mail.
Receiving unexpected account statements and credit cards that
you didn't apply for.
Being denied credit for no apparent reason.
Receiving letters or calls from debt collectors or merchants
about purchases that you did not make.
Detecting unauthorized charges in your account statements.
Discovering unknown accounts in your credit report.
Place a Fraud Alert on your credit file
with the three major Consumer Reporting
Equifax (800) 525-6285
Experian (888) 397-3742
TransUnion (800) 680-7289
Examine your credit report.
Close accounts that have been tampered
File a report with law enforcement officials.
Request a copy.
COMPLAINT TO FTC:
Report the complaint to the Federal Trade
(877) IDTheft (877) 438-4338
CORRECTION OF CREDIT REPORTS:
Send documents to the Consumer Reporting
Copy of an Identity Theft
Copy of the Police Report.
by the agency.
Letter explaining what
information is fraudulent.
Proof of your identity
(SSN, name, address)
or calling card.
Fraudulent local service charges:
Contact State Public utility Commission.
Fraudulent charges for cellular phones and long distance:
Contact Federal Communications Commission
at www.fcc.gov or (888) 225-5322.
Contact Social Security Administration
of the Inspector General at www.socialsecurity.gov/oig
or (800) 269-0271.
Contact IRS Identity Protection Unit
or (800) 908-4490.
Contact police or sheriffs departments that originally
arrested the impersonator.
File an impersonation report and confirm
Request a "clearance letter."
Ask to change the "key name"
or "primary name" in
the official record.
Contact the D.A.'s office to clear your
the court records.
Contact billing department, doctor and fraud/legal
File a police report.
Request a "clearance letter."
your Social Security Number.
- Use a cross-cut type shredder before disposing of
- Avoid using unsecured mailboxes at home or at work.
- Pick up mail every day or stop delivery:
call U.S. Postal Service at 1-800-275-8777.
- Have new checks delivered to your local bank branch,
not at home mailbox.
- Minimize junk mail delivery:
Opt out of unsolicited credit offers
sent by mail
(call 1-888-5-OPTOUT or 1-888-567-8688).
- Carry only those debit and credit cards that you
- Examine your bank statements and report mistakes
and discrepancies to the card issuer
- Do not provide personal information on the phone,
internet or by mail to an unknown party
you have not initiated the contact.
- Ignore unsolicited e-mails.
- Secure personal information at home.
- Monitor consumer credit reports regularly.
- Review earnings posted on the Social Security Statement
(Form SSA 7005).
Trade Commission (FTC) www.ftc.gov/idtheft
- Department of the Treasury Identity Theft Resource Page:
Identity Theft and Your Tax Records:
- US Secret Service (USSS)
- Department of Justice (DOJ)
Identity Theft and Fraud:
- Social Security Administration
Identity Theft and Your SSN:
Social Security: Your Number and Card:
- US Postal Inspection Service
ID theft: Safeguarding Your Personal
- International Association of Chiefs of Police: ID Safety
- Privacy Rights Clearinghouse: Identity Theft Resources
- Call for Action / Identity Theft